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Fact Sheet

9M26 FINANCIAL RESULTS

TOTAL ASSETS

4.4 TL trillion

arrow_upward 32%

CORE REVENUES

182 TL billion

   

NET PROFIT

41.7 TL billion

arrow_upward 10%

FX LIQUIDITY COVERAGE RATIO

472%

RETUN ON TANGIBLE EQUITY

20.6%

CAPITAL ADEQUACY RATIO1

14.1%

 
Loans
 
MARKET SHARE3
 
TOTAL CASH LOANS2

2.2TL TRILLION

22%ytd 
LOANS/ASSETS
50%
 
Customer Deposits
 
MARKET SHARE3
 
Customer Deposits 

2.4TL TRILLION

24% ytd 
CUSTOMER DEPOSITS/ASSETS
54%
 
 
LOAN/DEPOSIT RATIO4
82%

 

SHAREHOLDER'S EQUITY
296.2

TL BILLION

TIER 1 RATIO1
11.7%
 
CUSTOMER DEMAND DEPOSITS/ TOTAL CUSTOMER DEPOSITS
43%

 

COST OF RISK
+214 bps


(exc. fx hedge)

 

 

PROVISIONS/
GROSS LOANS
4.1%


(unconsolidated)
"Adjusted for the NPL sales & write-offs: 4.6%"

 

(1) Regulatory forbearances were lifted in 2026
(2) Loans exluding loans provided to financial institutions
(3) Among private banks
(4) LDR = Loans exc. Bank loans / (Customer Deposits + TL Bonds + Blocked Deposits)
* Changes are year-on-year unless otherwise stated.
**Consolidated

 
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